Good news! worked things out with my parents and I get to stay on the family plan (was supper worried my dad would kick me off since im an "adult" now) BUT I have to pay for the phone itself til its completely paid off, which is fine cause I'm gonna be vaccinated soon which means I can get a job easier! My mom said it's gonna take a couple years to pay off hey, I gotta learn responsibility somehow. ¯_(ツ)_/¯
It should come in by this weekend or on Monday (thankfully I have off school) so i'm pretty excited to set it up and make it my own.